Calvinism and Free Will, Chap. 6, Summary
If I do not have a free will, then nothing matters. What will happen will happen, and I have nothing to say about it– and thus no accountability. Since accountability cannot be separated from free will, then to be held accountable is to have a free will. In other words, I am accountable, therefore I have a free will. If this is not the case, then there is no escaping the fact that we are mere puppets on strings.
If I have a free will, then I am responsible for my choices and I am accountable to God. I must act upon what I understand the Bible to say, and it says I must choose– between God and self, life and death, obedience and rebellion. I cannot control the parameters, but there are two paths open to me. So I, a sentient being with two paths in view, have the responsibility to choose and to accept the consequences of my choice.
This in no way usurps the sovereignty of God, who could have made me a mere responder to stimuli if he so chose, giving me eternal bliss or eternal suffering as he saw fit. He has the power and right to do as he pleases, but this does not require him to do as he pleases. In fact, it pleased him to give me a choice of whether or not to willingly bow to him. And since his nature limits his will, and his nature is just and fair, and his standards cannot be lower than ours, then it follows that God would not do that which even we recognize as unjust or unfair. Are we then judging God by our standards? No, we are following his own standards. To assign to God a lower standard of fairness is to insult his very nature.